LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,766
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,500
−HK$1,763/mo
Today · 4.125%
HK$59,263
baseline
▲ 0.50% · 4.625%
HK$62,869
+HK$3,606/mo
Deposit HK$12.23M · loan HK$12.23M · min. income ≈ HK$118,526/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,039,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,039
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,702
−HK$1,688/mo
Today · 4.125%
HK$65,390
baseline
▲ 0.50% · 4.625%
HK$68,837
+HK$3,447/mo
Deposit HK$12.23M · loan HK$12.23M · min. income ≈ HK$130,780/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,039,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,919
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$69,000
−HK$2,115/mo
Today · 4.125%
HK$71,115
baseline
▲ 0.50% · 4.625%
HK$75,442
+HK$4,327/mo
Deposit HK$9.78M · loan HK$14.67M · min. income ≈ HK$142,230/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,039,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,446
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,443
−HK$2,025/mo
Today · 4.125%
HK$78,468
baseline
▲ 0.50% · 4.625%
HK$82,605
+HK$4,137/mo
Deposit HK$9.78M · loan HK$14.67M · min. income ≈ HK$156,936/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,039,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,072
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,500
−HK$2,468/mo
Today · 4.125%
HK$82,968
baseline
▲ 0.50% · 4.625%
HK$88,016
+HK$5,048/mo
Deposit HK$7.34M · loan HK$17.12M · min. income ≈ HK$165,936/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$1,039,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,854
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,183
−HK$2,363/mo
Today · 4.125%
HK$91,546
baseline
▲ 0.50% · 4.625%
HK$96,372
+HK$4,826/mo
Deposit HK$7.34M · loan HK$17.12M · min. income ≈ HK$183,092/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$1,039,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,378
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$103,500
−HK$3,173/mo
Today · 4.125%
HK$106,673
baseline
▲ 0.50% · 4.625%
HK$113,163
+HK$6,490/mo
Deposit HK$2.45M · loan HK$22.01M · min. income ≈ HK$213,346/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,039,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,669
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$114,664
−HK$3,039/mo
Today · 4.125%
HK$117,703
baseline
▲ 0.50% · 4.625%
HK$123,907
+HK$6,204/mo
Deposit HK$2.45M · loan HK$22.01M · min. income ≈ HK$235,406/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,039,373 · Scale 2, in force from 26 Feb 2026)