LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,772
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,506
−HK$1,763/mo
Today · 4.125%
HK$59,269
baseline
▲ 0.50% · 4.625%
HK$62,875
+HK$3,606/mo
Deposit HK$12.23M · loan HK$12.23M · min. income ≈ HK$118,538/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,039,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,045
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,709
−HK$1,689/mo
Today · 4.125%
HK$65,398
baseline
▲ 0.50% · 4.625%
HK$68,845
+HK$3,447/mo
Deposit HK$12.23M · loan HK$12.23M · min. income ≈ HK$130,796/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,039,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,926
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,008
−HK$2,115/mo
Today · 4.125%
HK$71,123
baseline
▲ 0.50% · 4.625%
HK$75,450
+HK$4,327/mo
Deposit HK$9.78M · loan HK$14.68M · min. income ≈ HK$142,246/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,039,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,454
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,451
−HK$2,026/mo
Today · 4.125%
HK$78,477
baseline
▲ 0.50% · 4.625%
HK$82,614
+HK$4,137/mo
Deposit HK$9.78M · loan HK$14.68M · min. income ≈ HK$156,954/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,039,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,080
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,509
−HK$2,468/mo
Today · 4.125%
HK$82,977
baseline
▲ 0.50% · 4.625%
HK$88,026
+HK$5,049/mo
Deposit HK$7.34M · loan HK$17.12M · min. income ≈ HK$165,954/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$1,039,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,864
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,193
−HK$2,364/mo
Today · 4.125%
HK$91,557
baseline
▲ 0.50% · 4.625%
HK$96,383
+HK$4,826/mo
Deposit HK$7.34M · loan HK$17.12M · min. income ≈ HK$183,114/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$1,039,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,389
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$103,512
−HK$3,172/mo
Today · 4.125%
HK$106,684
baseline
▲ 0.50% · 4.625%
HK$113,176
+HK$6,492/mo
Deposit HK$2.45M · loan HK$22.01M · min. income ≈ HK$213,368/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,039,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,682
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$114,677
−HK$3,039/mo
Today · 4.125%
HK$117,716
baseline
▲ 0.50% · 4.625%
HK$123,920
+HK$6,204/mo
Deposit HK$2.45M · loan HK$22.01M · min. income ≈ HK$235,432/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,039,487 · Scale 2, in force from 26 Feb 2026)