LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,787
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,523
−HK$1,763/mo
Today · 4.125%
HK$59,286
baseline
▲ 0.50% · 4.625%
HK$62,893
+HK$3,607/mo
Deposit HK$12.23M · loan HK$12.23M · min. income ≈ HK$118,572/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,039,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,063
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,727
−HK$1,689/mo
Today · 4.125%
HK$65,416
baseline
▲ 0.50% · 4.625%
HK$68,864
+HK$3,448/mo
Deposit HK$12.23M · loan HK$12.23M · min. income ≈ HK$130,832/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,039,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,945
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,027
−HK$2,116/mo
Today · 4.125%
HK$71,143
baseline
▲ 0.50% · 4.625%
HK$75,472
+HK$4,329/mo
Deposit HK$9.79M · loan HK$14.68M · min. income ≈ HK$142,286/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,039,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,476
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,473
−HK$2,026/mo
Today · 4.125%
HK$78,499
baseline
▲ 0.50% · 4.625%
HK$82,637
+HK$4,138/mo
Deposit HK$9.79M · loan HK$14.68M · min. income ≈ HK$156,998/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,039,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,102
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,532
−HK$2,468/mo
Today · 4.125%
HK$83,000
baseline
▲ 0.50% · 4.625%
HK$88,051
+HK$5,051/mo
Deposit HK$7.34M · loan HK$17.13M · min. income ≈ HK$166,000/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$1,039,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,888
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,218
−HK$2,364/mo
Today · 4.125%
HK$91,582
baseline
▲ 0.50% · 4.625%
HK$96,410
+HK$4,828/mo
Deposit HK$7.34M · loan HK$17.13M · min. income ≈ HK$183,164/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$1,039,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,417
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$103,541
−HK$3,173/mo
Today · 4.125%
HK$106,714
baseline
▲ 0.50% · 4.625%
HK$113,208
+HK$6,494/mo
Deposit HK$2.45M · loan HK$22.02M · min. income ≈ HK$213,428/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,039,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,713
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$114,709
−HK$3,040/mo
Today · 4.125%
HK$117,749
baseline
▲ 0.50% · 4.625%
HK$123,956
+HK$6,207/mo
Deposit HK$2.45M · loan HK$22.02M · min. income ≈ HK$235,498/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,039,781 · Scale 2, in force from 26 Feb 2026)