LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,814
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,551
−HK$1,764/mo
Today · 4.125%
HK$59,315
baseline
▲ 0.50% · 4.625%
HK$62,924
+HK$3,609/mo
Deposit HK$12.24M · loan HK$12.24M · min. income ≈ HK$118,630/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,040,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,093
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,758
−HK$1,690/mo
Today · 4.125%
HK$65,448
baseline
▲ 0.50% · 4.625%
HK$68,898
+HK$3,450/mo
Deposit HK$12.24M · loan HK$12.24M · min. income ≈ HK$130,896/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,040,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,977
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,061
−HK$2,116/mo
Today · 4.125%
HK$71,177
baseline
▲ 0.50% · 4.625%
HK$75,508
+HK$4,331/mo
Deposit HK$9.79M · loan HK$14.69M · min. income ≈ HK$142,354/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,040,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,512
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,510
−HK$2,027/mo
Today · 4.125%
HK$78,537
baseline
▲ 0.50% · 4.625%
HK$82,677
+HK$4,140/mo
Deposit HK$9.79M · loan HK$14.69M · min. income ≈ HK$157,074/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,040,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,140
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$80,571
−HK$2,469/mo
Today · 4.125%
HK$83,040
baseline
▲ 0.50% · 4.625%
HK$88,093
+HK$5,053/mo
Deposit HK$7.34M · loan HK$17.13M · min. income ≈ HK$166,080/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$1,040,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,930
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,262
−HK$2,365/mo
Today · 4.125%
HK$91,627
baseline
▲ 0.50% · 4.625%
HK$96,457
+HK$4,830/mo
Deposit HK$7.34M · loan HK$17.13M · min. income ≈ HK$183,254/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$1,040,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,466
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$103,591
−HK$3,175/mo
Today · 4.125%
HK$106,766
baseline
▲ 0.50% · 4.625%
HK$113,263
+HK$6,497/mo
Deposit HK$2.45M · loan HK$22.03M · min. income ≈ HK$213,532/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,040,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,767
−HK$6,039/mo
▼ 0.25% · 3.875%
HK$114,765
−HK$3,041/mo
Today · 4.125%
HK$117,806
baseline
▲ 0.50% · 4.625%
HK$124,016
+HK$6,210/mo
Deposit HK$2.45M · loan HK$22.03M · min. income ≈ HK$235,612/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,040,285 · Scale 2, in force from 26 Feb 2026)