LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,843
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,580
−HK$1,765/mo
Today · 4.125%
HK$59,345
baseline
▲ 0.50% · 4.625%
HK$62,956
+HK$3,611/mo
Deposit HK$12.24M · loan HK$12.24M · min. income ≈ HK$118,690/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,040,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,125
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,791
−HK$1,690/mo
Today · 4.125%
HK$65,481
baseline
▲ 0.50% · 4.625%
HK$68,933
+HK$3,452/mo
Deposit HK$12.24M · loan HK$12.24M · min. income ≈ HK$130,962/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,040,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,012
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,096
−HK$2,118/mo
Today · 4.125%
HK$71,214
baseline
▲ 0.50% · 4.625%
HK$75,547
+HK$4,333/mo
Deposit HK$9.80M · loan HK$14.69M · min. income ≈ HK$142,428/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,040,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,550
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,549
−HK$2,028/mo
Today · 4.125%
HK$78,577
baseline
▲ 0.50% · 4.625%
HK$82,719
+HK$4,142/mo
Deposit HK$9.80M · loan HK$14.69M · min. income ≈ HK$157,154/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,040,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,180
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,612
−HK$2,471/mo
Today · 4.125%
HK$83,083
baseline
▲ 0.50% · 4.625%
HK$88,138
+HK$5,055/mo
Deposit HK$7.35M · loan HK$17.14M · min. income ≈ HK$166,166/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$1,040,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,975
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,307
−HK$2,367/mo
Today · 4.125%
HK$91,674
baseline
▲ 0.50% · 4.625%
HK$96,506
+HK$4,832/mo
Deposit HK$7.35M · loan HK$17.14M · min. income ≈ HK$183,348/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$1,040,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,517
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$103,644
−HK$3,177/mo
Today · 4.125%
HK$106,821
baseline
▲ 0.50% · 4.625%
HK$113,320
+HK$6,499/mo
Deposit HK$2.45M · loan HK$22.04M · min. income ≈ HK$213,642/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,040,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,825
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$114,824
−HK$3,042/mo
Today · 4.125%
HK$117,866
baseline
▲ 0.50% · 4.625%
HK$124,079
+HK$6,213/mo
Deposit HK$2.45M · loan HK$22.04M · min. income ≈ HK$235,732/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,040,816 · Scale 2, in force from 26 Feb 2026)