LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,879
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,617
−HK$1,766/mo
Today · 4.125%
HK$59,383
baseline
▲ 0.50% · 4.625%
HK$62,996
+HK$3,613/mo
Deposit HK$12.25M · loan HK$12.25M · min. income ≈ HK$118,766/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,041,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,164
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,832
−HK$1,691/mo
Today · 4.125%
HK$65,523
baseline
▲ 0.50% · 4.625%
HK$68,977
+HK$3,454/mo
Deposit HK$12.25M · loan HK$12.25M · min. income ≈ HK$131,046/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,041,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,054
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,140
−HK$2,119/mo
Today · 4.125%
HK$71,259
baseline
▲ 0.50% · 4.625%
HK$75,595
+HK$4,336/mo
Deposit HK$9.80M · loan HK$14.70M · min. income ≈ HK$142,518/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,041,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,597
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,598
−HK$2,030/mo
Today · 4.125%
HK$78,628
baseline
▲ 0.50% · 4.625%
HK$82,772
+HK$4,144/mo
Deposit HK$9.80M · loan HK$14.70M · min. income ≈ HK$157,256/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,041,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,230
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,664
−HK$2,472/mo
Today · 4.125%
HK$83,136
baseline
▲ 0.50% · 4.625%
HK$88,194
+HK$5,058/mo
Deposit HK$7.35M · loan HK$17.15M · min. income ≈ HK$166,272/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$1,041,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,030
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,364
−HK$2,368/mo
Today · 4.125%
HK$91,732
baseline
▲ 0.50% · 4.625%
HK$96,568
+HK$4,836/mo
Deposit HK$7.35M · loan HK$17.15M · min. income ≈ HK$183,464/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$1,041,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,582
−HK$6,307/mo
▼ 0.25% · 3.875%
HK$103,710
−HK$3,179/mo
Today · 4.125%
HK$106,889
baseline
▲ 0.50% · 4.625%
HK$113,393
+HK$6,504/mo
Deposit HK$2.45M · loan HK$22.05M · min. income ≈ HK$213,778/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,896
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$114,897
−HK$3,044/mo
Today · 4.125%
HK$117,941
baseline
▲ 0.50% · 4.625%
HK$124,158
+HK$6,217/mo
Deposit HK$2.45M · loan HK$22.05M · min. income ≈ HK$235,882/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,481 · Scale 2, in force from 26 Feb 2026)