LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,890
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,628
−HK$1,767/mo
Today · 4.125%
HK$59,395
baseline
▲ 0.50% · 4.625%
HK$63,009
+HK$3,614/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$118,790/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,177
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,844
−HK$1,692/mo
Today · 4.125%
HK$65,536
baseline
▲ 0.50% · 4.625%
HK$68,990
+HK$3,454/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$131,072/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,068
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,154
−HK$2,119/mo
Today · 4.125%
HK$71,273
baseline
▲ 0.50% · 4.625%
HK$75,610
+HK$4,337/mo
Deposit HK$9.80M · loan HK$14.71M · min. income ≈ HK$142,546/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,612
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,613
−HK$2,030/mo
Today · 4.125%
HK$78,643
baseline
▲ 0.50% · 4.625%
HK$82,789
+HK$4,146/mo
Deposit HK$9.80M · loan HK$14.71M · min. income ≈ HK$157,286/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,246
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,680
−HK$2,472/mo
Today · 4.125%
HK$83,152
baseline
▲ 0.50% · 4.625%
HK$88,212
+HK$5,060/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$166,304/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$1,041,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,047
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,382
−HK$2,368/mo
Today · 4.125%
HK$91,750
baseline
▲ 0.50% · 4.625%
HK$96,587
+HK$4,837/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$183,500/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$1,041,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,602
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$103,731
−HK$3,179/mo
Today · 4.125%
HK$106,910
baseline
▲ 0.50% · 4.625%
HK$113,415
+HK$6,505/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$213,820/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,918
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,920
−HK$3,045/mo
Today · 4.125%
HK$117,965
baseline
▲ 0.50% · 4.625%
HK$124,183
+HK$6,218/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$235,930/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,688 · Scale 2, in force from 26 Feb 2026)