LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,891
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,630
−HK$1,766/mo
Today · 4.125%
HK$59,396
baseline
▲ 0.50% · 4.625%
HK$63,010
+HK$3,614/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$118,792/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,178
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,846
−HK$1,692/mo
Today · 4.125%
HK$65,538
baseline
▲ 0.50% · 4.625%
HK$68,992
+HK$3,454/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$131,076/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,069
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,156
−HK$2,119/mo
Today · 4.125%
HK$71,275
baseline
▲ 0.50% · 4.625%
HK$75,612
+HK$4,337/mo
Deposit HK$9.80M · loan HK$14.71M · min. income ≈ HK$142,550/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,614
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,615
−HK$2,030/mo
Today · 4.125%
HK$78,645
baseline
▲ 0.50% · 4.625%
HK$82,791
+HK$4,146/mo
Deposit HK$9.80M · loan HK$14.71M · min. income ≈ HK$157,290/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,248
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,682
−HK$2,473/mo
Today · 4.125%
HK$83,155
baseline
▲ 0.50% · 4.625%
HK$88,214
+HK$5,059/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$166,310/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$1,041,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,050
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,384
−HK$2,369/mo
Today · 4.125%
HK$91,753
baseline
▲ 0.50% · 4.625%
HK$96,589
+HK$4,836/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$183,506/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$1,041,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,604
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$103,734
−HK$3,179/mo
Today · 4.125%
HK$106,913
baseline
▲ 0.50% · 4.625%
HK$113,418
+HK$6,505/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$213,826/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,921
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,923
−HK$3,045/mo
Today · 4.125%
HK$117,968
baseline
▲ 0.50% · 4.625%
HK$124,186
+HK$6,218/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$235,936/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,715 · Scale 2, in force from 26 Feb 2026)