LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,897
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,636
−HK$1,767/mo
Today · 4.125%
HK$59,403
baseline
▲ 0.50% · 4.625%
HK$63,017
+HK$3,614/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$118,806/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,185
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,853
−HK$1,692/mo
Today · 4.125%
HK$65,545
baseline
▲ 0.50% · 4.625%
HK$69,000
+HK$3,455/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$131,090/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,077
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,163
−HK$2,120/mo
Today · 4.125%
HK$71,283
baseline
▲ 0.50% · 4.625%
HK$75,620
+HK$4,337/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$142,566/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,622
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,624
−HK$2,030/mo
Today · 4.125%
HK$78,654
baseline
▲ 0.50% · 4.625%
HK$82,800
+HK$4,146/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$157,308/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,256
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,690
−HK$2,474/mo
Today · 4.125%
HK$83,164
baseline
▲ 0.50% · 4.625%
HK$88,224
+HK$5,060/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$166,328/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,041,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,059
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,394
−HK$2,369/mo
Today · 4.125%
HK$91,763
baseline
▲ 0.50% · 4.625%
HK$96,600
+HK$4,837/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$183,526/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,041,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,615
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$103,745
−HK$3,180/mo
Today · 4.125%
HK$106,925
baseline
▲ 0.50% · 4.625%
HK$113,431
+HK$6,506/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$213,850/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,933
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$114,935
−HK$3,046/mo
Today · 4.125%
HK$117,981
baseline
▲ 0.50% · 4.625%
HK$124,200
+HK$6,219/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$235,962/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,829 · Scale 2, in force from 26 Feb 2026)