LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,898
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,637
−HK$1,766/mo
Today · 4.125%
HK$59,403
baseline
▲ 0.50% · 4.625%
HK$63,018
+HK$3,615/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$118,806/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,186
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,854
−HK$1,692/mo
Today · 4.125%
HK$65,546
baseline
▲ 0.50% · 4.625%
HK$69,001
+HK$3,455/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$131,092/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,078
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,164
−HK$2,120/mo
Today · 4.125%
HK$71,284
baseline
▲ 0.50% · 4.625%
HK$75,622
+HK$4,338/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$142,568/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,623
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,625
−HK$2,030/mo
Today · 4.125%
HK$78,655
baseline
▲ 0.50% · 4.625%
HK$82,801
+HK$4,146/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$157,310/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,257
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,692
−HK$2,473/mo
Today · 4.125%
HK$83,165
baseline
▲ 0.50% · 4.625%
HK$88,225
+HK$5,060/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$166,330/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,041,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,061
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,396
−HK$2,368/mo
Today · 4.125%
HK$91,764
baseline
▲ 0.50% · 4.625%
HK$96,601
+HK$4,837/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$183,528/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,041,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,617
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$103,746
−HK$3,180/mo
Today · 4.125%
HK$106,926
baseline
▲ 0.50% · 4.625%
HK$113,432
+HK$6,506/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$213,852/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,935
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$114,937
−HK$3,046/mo
Today · 4.125%
HK$117,983
baseline
▲ 0.50% · 4.625%
HK$124,202
+HK$6,219/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$235,966/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,845 · Scale 2, in force from 26 Feb 2026)