LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,903
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,642
−HK$1,767/mo
Today · 4.125%
HK$59,409
baseline
▲ 0.50% · 4.625%
HK$63,024
+HK$3,615/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$118,818/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,192
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,860
−HK$1,692/mo
Today · 4.125%
HK$65,552
baseline
▲ 0.50% · 4.625%
HK$69,007
+HK$3,455/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$131,104/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,041,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,084
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,170
−HK$2,120/mo
Today · 4.125%
HK$71,290
baseline
▲ 0.50% · 4.625%
HK$75,628
+HK$4,338/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$142,580/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,630
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,631
−HK$2,031/mo
Today · 4.125%
HK$78,662
baseline
▲ 0.50% · 4.625%
HK$82,808
+HK$4,146/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$157,324/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,041,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,264
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,699
−HK$2,473/mo
Today · 4.125%
HK$83,172
baseline
▲ 0.50% · 4.625%
HK$88,233
+HK$5,061/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$166,344/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,041,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,068
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,403
−HK$2,369/mo
Today · 4.125%
HK$91,772
baseline
▲ 0.50% · 4.625%
HK$96,610
+HK$4,838/mo
Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$183,544/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,041,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,625
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$103,756
−HK$3,180/mo
Today · 4.125%
HK$106,936
baseline
▲ 0.50% · 4.625%
HK$113,442
+HK$6,506/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$213,872/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,945
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$114,947
−HK$3,046/mo
Today · 4.125%
HK$117,993
baseline
▲ 0.50% · 4.625%
HK$124,212
+HK$6,219/mo
Deposit HK$2.45M · loan HK$22.06M · min. income ≈ HK$235,986/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,041,936 · Scale 2, in force from 26 Feb 2026)