LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,909
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,648
−HK$1,767/mo
Today · 4.125%
HK$59,415
baseline
▲ 0.50% · 4.625%
HK$63,031
+HK$3,616/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$118,830/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,042,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,199
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,867
−HK$1,692/mo
Today · 4.125%
HK$65,559
baseline
▲ 0.50% · 4.625%
HK$69,015
+HK$3,456/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$131,118/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,042,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,091
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,178
−HK$2,120/mo
Today · 4.125%
HK$71,298
baseline
▲ 0.50% · 4.625%
HK$75,637
+HK$4,339/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$142,596/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,042,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,638
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,640
−HK$2,031/mo
Today · 4.125%
HK$78,671
baseline
▲ 0.50% · 4.625%
HK$82,818
+HK$4,147/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$157,342/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,042,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,273
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,708
−HK$2,473/mo
Today · 4.125%
HK$83,181
baseline
▲ 0.50% · 4.625%
HK$88,243
+HK$5,062/mo
Deposit HK$7.36M · loan HK$17.16M · min. income ≈ HK$166,362/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,042,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,078
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,413
−HK$2,370/mo
Today · 4.125%
HK$91,783
baseline
▲ 0.50% · 4.625%
HK$96,621
+HK$4,838/mo
Deposit HK$7.36M · loan HK$17.16M · min. income ≈ HK$183,566/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,042,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,637
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$103,767
−HK$3,181/mo
Today · 4.125%
HK$106,948
baseline
▲ 0.50% · 4.625%
HK$113,455
+HK$6,507/mo
Deposit HK$2.45M · loan HK$22.07M · min. income ≈ HK$213,896/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,042,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,957
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$114,960
−HK$3,046/mo
Today · 4.125%
HK$118,006
baseline
▲ 0.50% · 4.625%
HK$124,226
+HK$6,220/mo
Deposit HK$2.45M · loan HK$22.07M · min. income ≈ HK$236,012/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,042,053 · Scale 2, in force from 26 Feb 2026)