LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,913
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,652
−HK$1,767/mo
Today · 4.125%
HK$59,419
baseline
▲ 0.50% · 4.625%
HK$63,035
+HK$3,616/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$118,838/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,042,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,203
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,871
−HK$1,693/mo
Today · 4.125%
HK$65,564
baseline
▲ 0.50% · 4.625%
HK$69,019
+HK$3,455/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$131,128/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,042,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,096
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,183
−HK$2,120/mo
Today · 4.125%
HK$71,303
baseline
▲ 0.50% · 4.625%
HK$75,642
+HK$4,339/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$142,606/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,042,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,643
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,645
−HK$2,031/mo
Today · 4.125%
HK$78,676
baseline
▲ 0.50% · 4.625%
HK$82,823
+HK$4,147/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$157,352/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,042,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,278
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,713
−HK$2,474/mo
Today · 4.125%
HK$83,187
baseline
▲ 0.50% · 4.625%
HK$88,249
+HK$5,062/mo
Deposit HK$7.36M · loan HK$17.16M · min. income ≈ HK$166,374/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,042,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,084
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,420
−HK$2,369/mo
Today · 4.125%
HK$91,789
baseline
▲ 0.50% · 4.625%
HK$96,627
+HK$4,838/mo
Deposit HK$7.36M · loan HK$17.16M · min. income ≈ HK$183,578/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,042,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,644
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$103,774
−HK$3,181/mo
Today · 4.125%
HK$106,955
baseline
▲ 0.50% · 4.625%
HK$113,463
+HK$6,508/mo
Deposit HK$2.45M · loan HK$22.07M · min. income ≈ HK$213,910/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,042,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,965
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$114,968
−HK$3,046/mo
Today · 4.125%
HK$118,014
baseline
▲ 0.50% · 4.625%
HK$124,235
+HK$6,221/mo
Deposit HK$2.45M · loan HK$22.07M · min. income ≈ HK$236,028/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,042,125 · Scale 2, in force from 26 Feb 2026)