LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,919
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,659
−HK$1,767/mo
Today · 4.125%
HK$59,426
baseline
▲ 0.50% · 4.625%
HK$63,042
+HK$3,616/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$118,852/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,042,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,210
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,878
−HK$1,693/mo
Today · 4.125%
HK$65,571
baseline
▲ 0.50% · 4.625%
HK$69,027
+HK$3,456/mo
Deposit HK$12.26M · loan HK$12.26M · min. income ≈ HK$131,142/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,042,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,103
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,191
−HK$2,120/mo
Today · 4.125%
HK$71,311
baseline
▲ 0.50% · 4.625%
HK$75,650
+HK$4,339/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$142,622/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,042,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,652
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,654
−HK$2,031/mo
Today · 4.125%
HK$78,685
baseline
▲ 0.50% · 4.625%
HK$82,833
+HK$4,148/mo
Deposit HK$9.81M · loan HK$14.71M · min. income ≈ HK$157,370/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,042,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,287
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,722
−HK$2,474/mo
Today · 4.125%
HK$83,196
baseline
▲ 0.50% · 4.625%
HK$88,259
+HK$5,063/mo
Deposit HK$7.36M · loan HK$17.17M · min. income ≈ HK$166,392/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,042,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,094
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,430
−HK$2,369/mo
Today · 4.125%
HK$91,799
baseline
▲ 0.50% · 4.625%
HK$96,638
+HK$4,839/mo
Deposit HK$7.36M · loan HK$17.17M · min. income ≈ HK$183,598/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,042,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,655
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$103,786
−HK$3,181/mo
Today · 4.125%
HK$106,967
baseline
▲ 0.50% · 4.625%
HK$113,476
+HK$6,509/mo
Deposit HK$2.45M · loan HK$22.07M · min. income ≈ HK$213,934/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,042,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,978
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$114,981
−HK$3,046/mo
Today · 4.125%
HK$118,027
baseline
▲ 0.50% · 4.625%
HK$124,249
+HK$6,222/mo
Deposit HK$2.45M · loan HK$22.07M · min. income ≈ HK$236,054/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$1,042,241 · Scale 2, in force from 26 Feb 2026)