LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,941
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,681
−HK$1,768/mo
Today · 4.125%
HK$59,449
baseline
▲ 0.50% · 4.625%
HK$63,066
+HK$3,617/mo
Deposit HK$12.27M · loan HK$12.27M · min. income ≈ HK$118,898/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,042,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,234
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,903
−HK$1,693/mo
Today · 4.125%
HK$65,596
baseline
▲ 0.50% · 4.625%
HK$69,054
+HK$3,458/mo
Deposit HK$12.27M · loan HK$12.27M · min. income ≈ HK$131,192/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,042,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,129
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,217
−HK$2,122/mo
Today · 4.125%
HK$71,339
baseline
▲ 0.50% · 4.625%
HK$75,680
+HK$4,341/mo
Deposit HK$9.81M · loan HK$14.72M · min. income ≈ HK$142,678/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,042,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,681
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,683
−HK$2,032/mo
Today · 4.125%
HK$78,715
baseline
▲ 0.50% · 4.625%
HK$82,864
+HK$4,149/mo
Deposit HK$9.81M · loan HK$14.72M · min. income ≈ HK$157,430/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,042,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,317
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,753
−HK$2,476/mo
Today · 4.125%
HK$83,229
baseline
▲ 0.50% · 4.625%
HK$88,293
+HK$5,064/mo
Deposit HK$7.36M · loan HK$17.17M · min. income ≈ HK$166,458/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,042,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,127
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,464
−HK$2,371/mo
Today · 4.125%
HK$91,835
baseline
▲ 0.50% · 4.625%
HK$96,675
+HK$4,840/mo
Deposit HK$7.36M · loan HK$17.17M · min. income ≈ HK$183,670/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,042,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,694
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$103,826
−HK$3,182/mo
Today · 4.125%
HK$107,008
baseline
▲ 0.50% · 4.625%
HK$113,519
+HK$6,511/mo
Deposit HK$2.45M · loan HK$22.08M · min. income ≈ HK$214,016/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,042,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,021
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$115,025
−HK$3,048/mo
Today · 4.125%
HK$118,073
baseline
▲ 0.50% · 4.625%
HK$124,297
+HK$6,224/mo
Deposit HK$2.45M · loan HK$22.08M · min. income ≈ HK$236,146/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,042,643 · Scale 2, in force from 26 Feb 2026)