LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,982
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,724
−HK$1,769/mo
Today · 4.125%
HK$59,493
baseline
▲ 0.50% · 4.625%
HK$63,113
+HK$3,620/mo
Deposit HK$12.28M · loan HK$12.28M · min. income ≈ HK$118,986/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,043,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,280
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,950
−HK$1,694/mo
Today · 4.125%
HK$65,644
baseline
▲ 0.50% · 4.625%
HK$69,105
+HK$3,461/mo
Deposit HK$12.28M · loan HK$12.28M · min. income ≈ HK$131,288/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,043,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,179
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,268
−HK$2,123/mo
Today · 4.125%
HK$71,391
baseline
▲ 0.50% · 4.625%
HK$75,735
+HK$4,344/mo
Deposit HK$9.82M · loan HK$14.73M · min. income ≈ HK$142,782/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,043,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,736
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,740
−HK$2,033/mo
Today · 4.125%
HK$78,773
baseline
▲ 0.50% · 4.625%
HK$82,925
+HK$4,152/mo
Deposit HK$9.82M · loan HK$14.73M · min. income ≈ HK$157,546/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,043,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,375
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,813
−HK$2,477/mo
Today · 4.125%
HK$83,290
baseline
▲ 0.50% · 4.625%
HK$88,358
+HK$5,068/mo
Deposit HK$7.37M · loan HK$17.19M · min. income ≈ HK$166,580/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$1,043,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,191
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,530
−HK$2,372/mo
Today · 4.125%
HK$91,902
baseline
▲ 0.50% · 4.625%
HK$96,746
+HK$4,844/mo
Deposit HK$7.37M · loan HK$17.19M · min. income ≈ HK$183,804/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$1,043,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,768
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$103,902
−HK$3,185/mo
Today · 4.125%
HK$107,087
baseline
▲ 0.50% · 4.625%
HK$113,603
+HK$6,516/mo
Deposit HK$2.46M · loan HK$22.10M · min. income ≈ HK$214,174/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,043,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,103
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$115,110
−HK$3,050/mo
Today · 4.125%
HK$118,160
baseline
▲ 0.50% · 4.625%
HK$124,388
+HK$6,228/mo
Deposit HK$2.46M · loan HK$22.10M · min. income ≈ HK$236,320/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,043,410 · Scale 2, in force from 26 Feb 2026)