LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,983
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,724
−HK$1,769/mo
Today · 4.125%
HK$59,493
baseline
▲ 0.50% · 4.625%
HK$63,113
+HK$3,620/mo
Deposit HK$12.28M · loan HK$12.28M · min. income ≈ HK$118,986/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,043,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,280
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,950
−HK$1,695/mo
Today · 4.125%
HK$65,645
baseline
▲ 0.50% · 4.625%
HK$69,105
+HK$3,460/mo
Deposit HK$12.28M · loan HK$12.28M · min. income ≈ HK$131,290/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,043,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,179
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,269
−HK$2,123/mo
Today · 4.125%
HK$71,392
baseline
▲ 0.50% · 4.625%
HK$75,736
+HK$4,344/mo
Deposit HK$9.82M · loan HK$14.73M · min. income ≈ HK$142,784/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,043,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,736
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,740
−HK$2,034/mo
Today · 4.125%
HK$78,774
baseline
▲ 0.50% · 4.625%
HK$82,926
+HK$4,152/mo
Deposit HK$9.82M · loan HK$14.73M · min. income ≈ HK$157,548/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,043,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,376
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$80,813
−HK$2,477/mo
Today · 4.125%
HK$83,290
baseline
▲ 0.50% · 4.625%
HK$88,358
+HK$5,068/mo
Deposit HK$7.37M · loan HK$17.19M · min. income ≈ HK$166,580/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$1,043,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,192
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,530
−HK$2,373/mo
Today · 4.125%
HK$91,903
baseline
▲ 0.50% · 4.625%
HK$96,747
+HK$4,844/mo
Deposit HK$7.37M · loan HK$17.19M · min. income ≈ HK$183,806/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$1,043,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,769
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$103,903
−HK$3,185/mo
Today · 4.125%
HK$107,088
baseline
▲ 0.50% · 4.625%
HK$113,604
+HK$6,516/mo
Deposit HK$2.46M · loan HK$22.10M · min. income ≈ HK$214,176/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,043,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,104
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$115,111
−HK$3,050/mo
Today · 4.125%
HK$118,161
baseline
▲ 0.50% · 4.625%
HK$124,389
+HK$6,228/mo
Deposit HK$2.46M · loan HK$22.10M · min. income ≈ HK$236,322/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,043,417 · Scale 2, in force from 26 Feb 2026)