LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,990
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,732
−HK$1,769/mo
Today · 4.125%
HK$59,501
baseline
▲ 0.50% · 4.625%
HK$63,122
+HK$3,621/mo
Deposit HK$12.28M · loan HK$12.28M · min. income ≈ HK$119,002/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,043,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,289
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,959
−HK$1,695/mo
Today · 4.125%
HK$65,654
baseline
▲ 0.50% · 4.625%
HK$69,114
+HK$3,460/mo
Deposit HK$12.28M · loan HK$12.28M · min. income ≈ HK$131,308/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,043,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,188
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,278
−HK$2,124/mo
Today · 4.125%
HK$71,402
baseline
▲ 0.50% · 4.625%
HK$75,746
+HK$4,344/mo
Deposit HK$9.82M · loan HK$14.73M · min. income ≈ HK$142,804/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,043,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,746
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,751
−HK$2,034/mo
Today · 4.125%
HK$78,785
baseline
▲ 0.50% · 4.625%
HK$82,937
+HK$4,152/mo
Deposit HK$9.82M · loan HK$14.73M · min. income ≈ HK$157,570/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,043,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,386
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,825
−HK$2,477/mo
Today · 4.125%
HK$83,302
baseline
▲ 0.50% · 4.625%
HK$88,370
+HK$5,068/mo
Deposit HK$7.37M · loan HK$17.19M · min. income ≈ HK$166,604/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$1,043,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,204
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,543
−HK$2,372/mo
Today · 4.125%
HK$91,915
baseline
▲ 0.50% · 4.625%
HK$96,760
+HK$4,845/mo
Deposit HK$7.37M · loan HK$17.19M · min. income ≈ HK$183,830/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$1,043,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,782
−HK$6,320/mo
▼ 0.25% · 3.875%
HK$103,917
−HK$3,185/mo
Today · 4.125%
HK$107,102
baseline
▲ 0.50% · 4.625%
HK$113,619
+HK$6,517/mo
Deposit HK$2.46M · loan HK$22.10M · min. income ≈ HK$214,204/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,043,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,119
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$115,126
−HK$3,051/mo
Today · 4.125%
HK$118,177
baseline
▲ 0.50% · 4.625%
HK$124,406
+HK$6,229/mo
Deposit HK$2.46M · loan HK$22.10M · min. income ≈ HK$236,354/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,043,560 · Scale 2, in force from 26 Feb 2026)