LTV · monthly repayment
▼ 0.50% · 3.625%
HK$560,142
−HK$35,126/mo
▼ 0.25% · 3.875%
HK$577,565
−HK$17,703/mo
Today · 4.125%
HK$595,268
baseline
▲ 0.50% · 4.625%
HK$631,488
+HK$36,220/mo
Deposit HK$122.82M · loan HK$122.82M · min. income ≈ HK$1,190,536/mo (50% DSR)
Upfront cash ≈ HK$138.79M (deposit + AVD stamp duty HK$15,967,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$623,152
−HK$33,667/mo
▼ 0.25% · 3.875%
HK$639,865
−HK$16,954/mo
Today · 4.125%
HK$656,819
baseline
▲ 0.50% · 4.625%
HK$691,441
+HK$34,622/mo
Deposit HK$122.82M · loan HK$122.82M · min. income ≈ HK$1,313,638/mo (50% DSR)
Upfront cash ≈ HK$138.79M (deposit + AVD stamp duty HK$15,967,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$672,170
−HK$42,151/mo
▼ 0.25% · 3.875%
HK$693,078
−HK$21,243/mo
Today · 4.125%
HK$714,321
baseline
▲ 0.50% · 4.625%
HK$757,786
+HK$43,465/mo
Deposit HK$98.26M · loan HK$147.39M · min. income ≈ HK$1,428,642/mo (50% DSR)
Upfront cash ≈ HK$114.23M (deposit + AVD stamp duty HK$15,967,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$747,782
−HK$40,401/mo
▼ 0.25% · 3.875%
HK$767,838
−HK$20,345/mo
Today · 4.125%
HK$788,183
baseline
▲ 0.50% · 4.625%
HK$829,729
+HK$41,546/mo
Deposit HK$98.26M · loan HK$147.39M · min. income ≈ HK$1,576,366/mo (50% DSR)
Upfront cash ≈ HK$114.23M (deposit + AVD stamp duty HK$15,967,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$784,198
−HK$49,177/mo
▼ 0.25% · 3.875%
HK$808,591
−HK$24,784/mo
Today · 4.125%
HK$833,375
baseline
▲ 0.50% · 4.625%
HK$884,083
+HK$50,708/mo
Deposit HK$73.69M · loan HK$171.95M · min. income ≈ HK$1,666,750/mo (50% DSR)
Upfront cash ≈ HK$89.66M (deposit + AVD stamp duty HK$15,967,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$872,413
−HK$47,134/mo
▼ 0.25% · 3.875%
HK$895,811
−HK$23,736/mo
Today · 4.125%
HK$919,547
baseline
▲ 0.50% · 4.625%
HK$968,017
+HK$48,470/mo
Deposit HK$73.69M · loan HK$171.95M · min. income ≈ HK$1,839,094/mo (50% DSR)
Upfront cash ≈ HK$89.66M (deposit + AVD stamp duty HK$15,967,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,008,255
−HK$63,227/mo
▼ 0.25% · 3.875%
HK$1,039,618
−HK$31,864/mo
Today · 4.125%
HK$1,071,482
baseline
▲ 0.50% · 4.625%
HK$1,136,679
+HK$65,197/mo
Deposit HK$24.56M · loan HK$221.08M · min. income ≈ HK$2,142,964/mo (50% DSR)
Upfront cash ≈ HK$40.53M (deposit + AVD stamp duty HK$15,967,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,121,674
−HK$60,600/mo
▼ 0.25% · 3.875%
HK$1,151,756
−HK$30,518/mo
Today · 4.125%
HK$1,182,274
baseline
▲ 0.50% · 4.625%
HK$1,244,594
+HK$62,320/mo
Deposit HK$24.56M · loan HK$221.08M · min. income ≈ HK$2,364,548/mo (50% DSR)
Upfront cash ≈ HK$40.53M (deposit + AVD stamp duty HK$15,967,158 · Scale 2, in force from 26 Feb 2026)