LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,033
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,776
−HK$1,771/mo
Today · 4.125%
HK$59,547
baseline
▲ 0.50% · 4.625%
HK$63,170
+HK$3,623/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,094/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,336
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,008
−HK$1,696/mo
Today · 4.125%
HK$65,704
baseline
▲ 0.50% · 4.625%
HK$69,167
+HK$3,463/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,408/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,240
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,331
−HK$2,125/mo
Today · 4.125%
HK$71,456
baseline
▲ 0.50% · 4.625%
HK$75,804
+HK$4,348/mo
Deposit HK$9.83M · loan HK$14.74M · min. income ≈ HK$142,912/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,803
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,810
−HK$2,035/mo
Today · 4.125%
HK$78,845
baseline
▲ 0.50% · 4.625%
HK$83,001
+HK$4,156/mo
Deposit HK$9.83M · loan HK$14.74M · min. income ≈ HK$157,690/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,446
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,886
−HK$2,480/mo
Today · 4.125%
HK$83,366
baseline
▲ 0.50% · 4.625%
HK$88,438
+HK$5,072/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$166,732/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,271
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,611
−HK$2,375/mo
Today · 4.125%
HK$91,986
baseline
▲ 0.50% · 4.625%
HK$96,834
+HK$4,848/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$183,972/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,860
−HK$6,324/mo
▼ 0.25% · 3.875%
HK$103,997
−HK$3,187/mo
Today · 4.125%
HK$107,184
baseline
▲ 0.50% · 4.625%
HK$113,706
+HK$6,522/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,368/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,205
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$115,214
−HK$3,053/mo
Today · 4.125%
HK$118,267
baseline
▲ 0.50% · 4.625%
HK$124,501
+HK$6,234/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,534/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,359 · Scale 2, in force from 26 Feb 2026)