LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,033
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,776
−HK$1,771/mo
Today · 4.125%
HK$59,547
baseline
▲ 0.50% · 4.625%
HK$63,170
+HK$3,623/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,094/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,337
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$64,008
−HK$1,696/mo
Today · 4.125%
HK$65,704
baseline
▲ 0.50% · 4.625%
HK$69,168
+HK$3,464/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,408/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,240
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,332
−HK$2,125/mo
Today · 4.125%
HK$71,457
baseline
▲ 0.50% · 4.625%
HK$75,805
+HK$4,348/mo
Deposit HK$9.83M · loan HK$14.74M · min. income ≈ HK$142,914/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,804
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,810
−HK$2,035/mo
Today · 4.125%
HK$78,845
baseline
▲ 0.50% · 4.625%
HK$83,001
+HK$4,156/mo
Deposit HK$9.83M · loan HK$14.74M · min. income ≈ HK$157,690/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,447
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,887
−HK$2,479/mo
Today · 4.125%
HK$83,366
baseline
▲ 0.50% · 4.625%
HK$88,439
+HK$5,073/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$166,732/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,271
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,612
−HK$2,374/mo
Today · 4.125%
HK$91,986
baseline
▲ 0.50% · 4.625%
HK$96,835
+HK$4,849/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$183,972/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,860
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$103,997
−HK$3,188/mo
Today · 4.125%
HK$107,185
baseline
▲ 0.50% · 4.625%
HK$113,707
+HK$6,522/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,370/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,206
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$115,215
−HK$3,053/mo
Today · 4.125%
HK$118,268
baseline
▲ 0.50% · 4.625%
HK$124,502
+HK$6,234/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,536/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,365 · Scale 2, in force from 26 Feb 2026)