LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,034
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,777
−HK$1,771/mo
Today · 4.125%
HK$59,548
baseline
▲ 0.50% · 4.625%
HK$63,171
+HK$3,623/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,096/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,337
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,009
−HK$1,696/mo
Today · 4.125%
HK$65,705
baseline
▲ 0.50% · 4.625%
HK$69,168
+HK$3,463/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,410/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,241
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,332
−HK$2,125/mo
Today · 4.125%
HK$71,457
baseline
▲ 0.50% · 4.625%
HK$75,805
+HK$4,348/mo
Deposit HK$9.83M · loan HK$14.74M · min. income ≈ HK$142,914/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,805
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,811
−HK$2,035/mo
Today · 4.125%
HK$78,846
baseline
▲ 0.50% · 4.625%
HK$83,002
+HK$4,156/mo
Deposit HK$9.83M · loan HK$14.74M · min. income ≈ HK$157,692/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,447
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,888
−HK$2,479/mo
Today · 4.125%
HK$83,367
baseline
▲ 0.50% · 4.625%
HK$88,440
+HK$5,073/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$166,734/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,272
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,613
−HK$2,374/mo
Today · 4.125%
HK$91,987
baseline
▲ 0.50% · 4.625%
HK$96,836
+HK$4,849/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$183,974/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,861
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$103,998
−HK$3,188/mo
Today · 4.125%
HK$107,186
baseline
▲ 0.50% · 4.625%
HK$113,708
+HK$6,522/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,372/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,207
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$115,216
−HK$3,053/mo
Today · 4.125%
HK$118,269
baseline
▲ 0.50% · 4.625%
HK$124,503
+HK$6,234/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,538/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,375 · Scale 2, in force from 26 Feb 2026)