LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,038
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,781
−HK$1,771/mo
Today · 4.125%
HK$59,552
baseline
▲ 0.50% · 4.625%
HK$63,176
+HK$3,624/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,104/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,342
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,014
−HK$1,696/mo
Today · 4.125%
HK$65,710
baseline
▲ 0.50% · 4.625%
HK$69,174
+HK$3,464/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,420/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,246
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,338
−HK$2,125/mo
Today · 4.125%
HK$71,463
baseline
▲ 0.50% · 4.625%
HK$75,811
+HK$4,348/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,926/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,810
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,817
−HK$2,035/mo
Today · 4.125%
HK$78,852
baseline
▲ 0.50% · 4.625%
HK$83,009
+HK$4,157/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,704/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,454
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,894
−HK$2,479/mo
Today · 4.125%
HK$83,373
baseline
▲ 0.50% · 4.625%
HK$88,446
+HK$5,073/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$166,746/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,279
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,620
−HK$2,374/mo
Today · 4.125%
HK$91,994
baseline
▲ 0.50% · 4.625%
HK$96,843
+HK$4,849/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$183,988/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,869
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$104,006
−HK$3,188/mo
Today · 4.125%
HK$107,194
baseline
▲ 0.50% · 4.625%
HK$113,717
+HK$6,523/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,388/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,216
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$115,225
−HK$3,053/mo
Today · 4.125%
HK$118,278
baseline
▲ 0.50% · 4.625%
HK$124,513
+HK$6,235/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,556/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,456 · Scale 2, in force from 26 Feb 2026)