LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,040
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,783
−HK$1,771/mo
Today · 4.125%
HK$59,554
baseline
▲ 0.50% · 4.625%
HK$63,177
+HK$3,623/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,108/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,343
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,015
−HK$1,697/mo
Today · 4.125%
HK$65,712
baseline
▲ 0.50% · 4.625%
HK$69,175
+HK$3,463/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,424/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,247
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,339
−HK$2,125/mo
Today · 4.125%
HK$71,464
baseline
▲ 0.50% · 4.625%
HK$75,813
+HK$4,349/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,928/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,812
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,819
−HK$2,035/mo
Today · 4.125%
HK$78,854
baseline
▲ 0.50% · 4.625%
HK$83,010
+HK$4,156/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,708/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,044,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,455
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,896
−HK$2,479/mo
Today · 4.125%
HK$83,375
baseline
▲ 0.50% · 4.625%
HK$88,448
+HK$5,073/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$166,750/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,281
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,622
−HK$2,374/mo
Today · 4.125%
HK$91,996
baseline
▲ 0.50% · 4.625%
HK$96,846
+HK$4,850/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$183,992/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,871
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,009
−HK$3,188/mo
Today · 4.125%
HK$107,197
baseline
▲ 0.50% · 4.625%
HK$113,719
+HK$6,522/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,394/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,218
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$115,228
−HK$3,053/mo
Today · 4.125%
HK$118,281
baseline
▲ 0.50% · 4.625%
HK$124,516
+HK$6,235/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,562/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,480 · Scale 2, in force from 26 Feb 2026)