LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,044
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,787
−HK$1,771/mo
Today · 4.125%
HK$59,558
baseline
▲ 0.50% · 4.625%
HK$63,182
+HK$3,624/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,116/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,348
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,020
−HK$1,697/mo
Today · 4.125%
HK$65,717
baseline
▲ 0.50% · 4.625%
HK$69,181
+HK$3,464/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,434/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,253
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,344
−HK$2,126/mo
Today · 4.125%
HK$71,470
baseline
▲ 0.50% · 4.625%
HK$75,819
+HK$4,349/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,940/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,818
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,824
−HK$2,036/mo
Today · 4.125%
HK$78,860
baseline
▲ 0.50% · 4.625%
HK$83,017
+HK$4,157/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,720/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,461
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,902
−HK$2,480/mo
Today · 4.125%
HK$83,382
baseline
▲ 0.50% · 4.625%
HK$88,455
+HK$5,073/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$166,764/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,287
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,628
−HK$2,375/mo
Today · 4.125%
HK$92,003
baseline
▲ 0.50% · 4.625%
HK$96,853
+HK$4,850/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$184,006/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,879
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,017
−HK$3,188/mo
Today · 4.125%
HK$107,205
baseline
▲ 0.50% · 4.625%
HK$113,728
+HK$6,523/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,410/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,227
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$115,237
−HK$3,053/mo
Today · 4.125%
HK$118,290
baseline
▲ 0.50% · 4.625%
HK$124,525
+HK$6,235/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,580/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,559 · Scale 2, in force from 26 Feb 2026)