LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,044
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,788
−HK$1,771/mo
Today · 4.125%
HK$59,559
baseline
▲ 0.50% · 4.625%
HK$63,183
+HK$3,624/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,118/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,349
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,021
−HK$1,696/mo
Today · 4.125%
HK$65,717
baseline
▲ 0.50% · 4.625%
HK$69,181
+HK$3,464/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,434/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,253
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,345
−HK$2,126/mo
Today · 4.125%
HK$71,471
baseline
▲ 0.50% · 4.625%
HK$75,819
+HK$4,348/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,942/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,818
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,825
−HK$2,036/mo
Today · 4.125%
HK$78,861
baseline
▲ 0.50% · 4.625%
HK$83,018
+HK$4,157/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,722/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,462
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,903
−HK$2,479/mo
Today · 4.125%
HK$83,382
baseline
▲ 0.50% · 4.625%
HK$88,456
+HK$5,074/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$166,764/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,288
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,629
−HK$2,375/mo
Today · 4.125%
HK$92,004
baseline
▲ 0.50% · 4.625%
HK$96,854
+HK$4,850/mo
Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$184,008/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,880
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,018
−HK$3,188/mo
Today · 4.125%
HK$107,206
baseline
▲ 0.50% · 4.625%
HK$113,729
+HK$6,523/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,412/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,228
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$115,238
−HK$3,053/mo
Today · 4.125%
HK$118,291
baseline
▲ 0.50% · 4.625%
HK$124,526
+HK$6,235/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,582/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,568 · Scale 2, in force from 26 Feb 2026)