LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,046
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,789
−HK$1,771/mo
Today · 4.125%
HK$59,560
baseline
▲ 0.50% · 4.625%
HK$63,184
+HK$3,624/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,120/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,350
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,022
−HK$1,697/mo
Today · 4.125%
HK$65,719
baseline
▲ 0.50% · 4.625%
HK$69,183
+HK$3,464/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,438/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,044,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,255
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,347
−HK$2,125/mo
Today · 4.125%
HK$71,472
baseline
▲ 0.50% · 4.625%
HK$75,821
+HK$4,349/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,944/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,820
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,827
−HK$2,036/mo
Today · 4.125%
HK$78,863
baseline
▲ 0.50% · 4.625%
HK$83,020
+HK$4,157/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,726/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,464
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,905
−HK$2,479/mo
Today · 4.125%
HK$83,384
baseline
▲ 0.50% · 4.625%
HK$88,458
+HK$5,074/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$166,768/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,290
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,631
−HK$2,375/mo
Today · 4.125%
HK$92,006
baseline
▲ 0.50% · 4.625%
HK$96,856
+HK$4,850/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$184,012/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,882
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,020
−HK$3,188/mo
Today · 4.125%
HK$107,208
baseline
▲ 0.50% · 4.625%
HK$113,732
+HK$6,524/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,416/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,230
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,240
−HK$3,054/mo
Today · 4.125%
HK$118,294
baseline
▲ 0.50% · 4.625%
HK$124,529
+HK$6,235/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,588/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,594 · Scale 2, in force from 26 Feb 2026)