LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,051
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,794
−HK$1,772/mo
Today · 4.125%
HK$59,566
baseline
▲ 0.50% · 4.625%
HK$63,190
+HK$3,624/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,132/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,356
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,028
−HK$1,697/mo
Today · 4.125%
HK$65,725
baseline
▲ 0.50% · 4.625%
HK$69,189
+HK$3,464/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,450/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,261
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,353
−HK$2,126/mo
Today · 4.125%
HK$71,479
baseline
▲ 0.50% · 4.625%
HK$75,828
+HK$4,349/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,958/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,827
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,834
−HK$2,036/mo
Today · 4.125%
HK$78,870
baseline
▲ 0.50% · 4.625%
HK$83,027
+HK$4,157/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,740/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,471
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,912
−HK$2,480/mo
Today · 4.125%
HK$83,392
baseline
▲ 0.50% · 4.625%
HK$88,466
+HK$5,074/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$166,784/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,298
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,640
−HK$2,375/mo
Today · 4.125%
HK$92,015
baseline
▲ 0.50% · 4.625%
HK$96,865
+HK$4,850/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$184,030/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,891
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,030
−HK$3,188/mo
Today · 4.125%
HK$107,218
baseline
▲ 0.50% · 4.625%
HK$113,742
+HK$6,524/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,436/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,241
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,251
−HK$3,054/mo
Today · 4.125%
HK$118,305
baseline
▲ 0.50% · 4.625%
HK$124,541
+HK$6,236/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,610/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,689 · Scale 2, in force from 26 Feb 2026)