LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,054
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,798
−HK$1,771/mo
Today · 4.125%
HK$59,569
baseline
▲ 0.50% · 4.625%
HK$63,194
+HK$3,625/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,138/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,360
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,032
−HK$1,697/mo
Today · 4.125%
HK$65,729
baseline
▲ 0.50% · 4.625%
HK$69,193
+HK$3,464/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,458/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,265
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,357
−HK$2,126/mo
Today · 4.125%
HK$71,483
baseline
▲ 0.50% · 4.625%
HK$75,833
+HK$4,350/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,966/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,832
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,839
−HK$2,035/mo
Today · 4.125%
HK$78,874
baseline
▲ 0.50% · 4.625%
HK$83,032
+HK$4,158/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,748/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,476
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,917
−HK$2,480/mo
Today · 4.125%
HK$83,397
baseline
▲ 0.50% · 4.625%
HK$88,471
+HK$5,074/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$166,794/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,304
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,645
−HK$2,375/mo
Today · 4.125%
HK$92,020
baseline
▲ 0.50% · 4.625%
HK$96,871
+HK$4,851/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$184,040/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,897
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,036
−HK$3,189/mo
Today · 4.125%
HK$107,225
baseline
▲ 0.50% · 4.625%
HK$113,749
+HK$6,524/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,450/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,247
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,258
−HK$3,054/mo
Today · 4.125%
HK$118,312
baseline
▲ 0.50% · 4.625%
HK$124,548
+HK$6,236/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,624/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,751 · Scale 2, in force from 26 Feb 2026)