LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,055
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,799
−HK$1,771/mo
Today · 4.125%
HK$59,570
baseline
▲ 0.50% · 4.625%
HK$63,195
+HK$3,625/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,140/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,361
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,033
−HK$1,697/mo
Today · 4.125%
HK$65,730
baseline
▲ 0.50% · 4.625%
HK$69,195
+HK$3,465/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,460/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,266
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,359
−HK$2,126/mo
Today · 4.125%
HK$71,485
baseline
▲ 0.50% · 4.625%
HK$75,834
+HK$4,349/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,970/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,833
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,840
−HK$2,036/mo
Today · 4.125%
HK$78,876
baseline
▲ 0.50% · 4.625%
HK$83,034
+HK$4,158/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,752/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,477
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,919
−HK$2,480/mo
Today · 4.125%
HK$83,399
baseline
▲ 0.50% · 4.625%
HK$88,473
+HK$5,074/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$166,798/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,305
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,647
−HK$2,375/mo
Today · 4.125%
HK$92,022
baseline
▲ 0.50% · 4.625%
HK$96,873
+HK$4,851/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$184,044/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,900
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,038
−HK$3,189/mo
Today · 4.125%
HK$107,227
baseline
▲ 0.50% · 4.625%
HK$113,751
+HK$6,524/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,454/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,250
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,260
−HK$3,054/mo
Today · 4.125%
HK$118,314
baseline
▲ 0.50% · 4.625%
HK$124,551
+HK$6,237/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,628/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,774 · Scale 2, in force from 26 Feb 2026)