LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,056
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,799
−HK$1,772/mo
Today · 4.125%
HK$59,571
baseline
▲ 0.50% · 4.625%
HK$63,196
+HK$3,625/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,142/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,362
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,034
−HK$1,697/mo
Today · 4.125%
HK$65,731
baseline
▲ 0.50% · 4.625%
HK$69,195
+HK$3,464/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,462/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,267
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,359
−HK$2,126/mo
Today · 4.125%
HK$71,485
baseline
▲ 0.50% · 4.625%
HK$75,835
+HK$4,350/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,970/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,834
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,841
−HK$2,036/mo
Today · 4.125%
HK$78,877
baseline
▲ 0.50% · 4.625%
HK$83,035
+HK$4,158/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,754/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,478
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,919
−HK$2,480/mo
Today · 4.125%
HK$83,399
baseline
▲ 0.50% · 4.625%
HK$88,474
+HK$5,075/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$166,798/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,306
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,648
−HK$2,375/mo
Today · 4.125%
HK$92,023
baseline
▲ 0.50% · 4.625%
HK$96,874
+HK$4,851/mo
Deposit HK$7.37M · loan HK$17.21M · min. income ≈ HK$184,046/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,900
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,039
−HK$3,189/mo
Today · 4.125%
HK$107,228
baseline
▲ 0.50% · 4.625%
HK$113,752
+HK$6,524/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$214,456/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,251
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,261
−HK$3,054/mo
Today · 4.125%
HK$118,315
baseline
▲ 0.50% · 4.625%
HK$124,552
+HK$6,237/mo
Deposit HK$2.46M · loan HK$22.12M · min. income ≈ HK$236,630/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,783 · Scale 2, in force from 26 Feb 2026)