LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,057
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,801
−HK$1,772/mo
Today · 4.125%
HK$59,573
baseline
▲ 0.50% · 4.625%
HK$63,197
+HK$3,624/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,146/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,363
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,036
−HK$1,696/mo
Today · 4.125%
HK$65,732
baseline
▲ 0.50% · 4.625%
HK$69,197
+HK$3,465/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,464/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,269
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,361
−HK$2,126/mo
Today · 4.125%
HK$71,487
baseline
▲ 0.50% · 4.625%
HK$75,837
+HK$4,350/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,974/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,836
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,843
−HK$2,036/mo
Today · 4.125%
HK$78,879
baseline
▲ 0.50% · 4.625%
HK$83,037
+HK$4,158/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,758/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,480
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,921
−HK$2,481/mo
Today · 4.125%
HK$83,402
baseline
▲ 0.50% · 4.625%
HK$88,476
+HK$5,074/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$166,804/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,308
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,650
−HK$2,375/mo
Today · 4.125%
HK$92,025
baseline
▲ 0.50% · 4.625%
HK$96,876
+HK$4,851/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$184,050/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,903
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,042
−HK$3,189/mo
Today · 4.125%
HK$107,231
baseline
▲ 0.50% · 4.625%
HK$113,755
+HK$6,524/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$214,462/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,254
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,264
−HK$3,054/mo
Today · 4.125%
HK$118,318
baseline
▲ 0.50% · 4.625%
HK$124,555
+HK$6,237/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$236,636/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,810 · Scale 2, in force from 26 Feb 2026)