LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,058
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,802
−HK$1,771/mo
Today · 4.125%
HK$59,573
baseline
▲ 0.50% · 4.625%
HK$63,198
+HK$3,625/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,146/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,364
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,037
−HK$1,696/mo
Today · 4.125%
HK$65,733
baseline
▲ 0.50% · 4.625%
HK$69,198
+HK$3,465/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,466/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,270
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,362
−HK$2,126/mo
Today · 4.125%
HK$71,488
baseline
▲ 0.50% · 4.625%
HK$75,838
+HK$4,350/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,976/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,837
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,844
−HK$2,036/mo
Today · 4.125%
HK$78,880
baseline
▲ 0.50% · 4.625%
HK$83,038
+HK$4,158/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,760/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,481
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,923
−HK$2,480/mo
Today · 4.125%
HK$83,403
baseline
▲ 0.50% · 4.625%
HK$88,478
+HK$5,075/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$166,806/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,310
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,651
−HK$2,376/mo
Today · 4.125%
HK$92,027
baseline
▲ 0.50% · 4.625%
HK$96,878
+HK$4,851/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$184,054/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,905
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,043
−HK$3,189/mo
Today · 4.125%
HK$107,232
baseline
▲ 0.50% · 4.625%
HK$113,757
+HK$6,525/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$214,464/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,255
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,266
−HK$3,054/mo
Today · 4.125%
HK$118,320
baseline
▲ 0.50% · 4.625%
HK$124,557
+HK$6,237/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$236,640/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,827 · Scale 2, in force from 26 Feb 2026)