LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,059
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,802
−HK$1,772/mo
Today · 4.125%
HK$59,574
baseline
▲ 0.50% · 4.625%
HK$63,199
+HK$3,625/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,148/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,365
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,037
−HK$1,697/mo
Today · 4.125%
HK$65,734
baseline
▲ 0.50% · 4.625%
HK$69,199
+HK$3,465/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,468/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,270
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,363
−HK$2,126/mo
Today · 4.125%
HK$71,489
baseline
▲ 0.50% · 4.625%
HK$75,839
+HK$4,350/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,978/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,838
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,845
−HK$2,036/mo
Today · 4.125%
HK$78,881
baseline
▲ 0.50% · 4.625%
HK$83,039
+HK$4,158/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,762/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,482
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,923
−HK$2,481/mo
Today · 4.125%
HK$83,404
baseline
▲ 0.50% · 4.625%
HK$88,478
+HK$5,074/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$166,808/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,310
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,652
−HK$2,376/mo
Today · 4.125%
HK$92,028
baseline
▲ 0.50% · 4.625%
HK$96,879
+HK$4,851/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$184,056/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,905
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,044
−HK$3,189/mo
Today · 4.125%
HK$107,233
baseline
▲ 0.50% · 4.625%
HK$113,758
+HK$6,525/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$214,466/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,256
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,267
−HK$3,054/mo
Today · 4.125%
HK$118,321
baseline
▲ 0.50% · 4.625%
HK$124,558
+HK$6,237/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$236,642/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,835 · Scale 2, in force from 26 Feb 2026)