LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,059
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,803
−HK$1,772/mo
Today · 4.125%
HK$59,575
baseline
▲ 0.50% · 4.625%
HK$63,200
+HK$3,625/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,150/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,365
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,038
−HK$1,697/mo
Today · 4.125%
HK$65,735
baseline
▲ 0.50% · 4.625%
HK$69,200
+HK$3,465/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,470/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,271
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,364
−HK$2,126/mo
Today · 4.125%
HK$71,490
baseline
▲ 0.50% · 4.625%
HK$75,840
+HK$4,350/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,980/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,838
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,845
−HK$2,037/mo
Today · 4.125%
HK$78,882
baseline
▲ 0.50% · 4.625%
HK$83,040
+HK$4,158/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,764/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,483
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,924
−HK$2,480/mo
Today · 4.125%
HK$83,404
baseline
▲ 0.50% · 4.625%
HK$88,479
+HK$5,075/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$166,808/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,311
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,653
−HK$2,376/mo
Today · 4.125%
HK$92,029
baseline
▲ 0.50% · 4.625%
HK$96,880
+HK$4,851/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$184,058/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,907
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,045
−HK$3,189/mo
Today · 4.125%
HK$107,234
baseline
▲ 0.50% · 4.625%
HK$113,759
+HK$6,525/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$214,468/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,258
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,268
−HK$3,054/mo
Today · 4.125%
HK$118,322
baseline
▲ 0.50% · 4.625%
HK$124,559
+HK$6,237/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$236,644/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,846 · Scale 2, in force from 26 Feb 2026)