LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,060
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,804
−HK$1,772/mo
Today · 4.125%
HK$59,576
baseline
▲ 0.50% · 4.625%
HK$63,201
+HK$3,625/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,152/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,366
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,039
−HK$1,697/mo
Today · 4.125%
HK$65,736
baseline
▲ 0.50% · 4.625%
HK$69,201
+HK$3,465/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,472/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,272
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,365
−HK$2,126/mo
Today · 4.125%
HK$71,491
baseline
▲ 0.50% · 4.625%
HK$75,841
+HK$4,350/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$142,982/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,840
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,847
−HK$2,036/mo
Today · 4.125%
HK$78,883
baseline
▲ 0.50% · 4.625%
HK$83,041
+HK$4,158/mo
Deposit HK$9.83M · loan HK$14.75M · min. income ≈ HK$157,766/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,484
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,925
−HK$2,481/mo
Today · 4.125%
HK$83,406
baseline
▲ 0.50% · 4.625%
HK$88,481
+HK$5,075/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$166,812/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,313
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,654
−HK$2,376/mo
Today · 4.125%
HK$92,030
baseline
▲ 0.50% · 4.625%
HK$96,881
+HK$4,851/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$184,060/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,908
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,047
−HK$3,189/mo
Today · 4.125%
HK$107,236
baseline
▲ 0.50% · 4.625%
HK$113,761
+HK$6,525/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$214,472/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,259
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,270
−HK$3,054/mo
Today · 4.125%
HK$118,324
baseline
▲ 0.50% · 4.625%
HK$124,561
+HK$6,237/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$236,648/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,863 · Scale 2, in force from 26 Feb 2026)