LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,067
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,811
−HK$1,772/mo
Today · 4.125%
HK$59,583
baseline
▲ 0.50% · 4.625%
HK$63,208
+HK$3,625/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,166/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,374
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,046
−HK$1,697/mo
Today · 4.125%
HK$65,743
baseline
▲ 0.50% · 4.625%
HK$69,209
+HK$3,466/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,486/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,044,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,280
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,373
−HK$2,126/mo
Today · 4.125%
HK$71,499
baseline
▲ 0.50% · 4.625%
HK$75,850
+HK$4,351/mo
Deposit HK$9.84M · loan HK$14.75M · min. income ≈ HK$142,998/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,848
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,856
−HK$2,036/mo
Today · 4.125%
HK$78,892
baseline
▲ 0.50% · 4.625%
HK$83,051
+HK$4,159/mo
Deposit HK$9.84M · loan HK$14.75M · min. income ≈ HK$157,784/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,044,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,493
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,935
−HK$2,481/mo
Today · 4.125%
HK$83,416
baseline
▲ 0.50% · 4.625%
HK$88,491
+HK$5,075/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$166,832/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,323
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,665
−HK$2,376/mo
Today · 4.125%
HK$92,041
baseline
▲ 0.50% · 4.625%
HK$96,892
+HK$4,851/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$184,082/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,044,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,920
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,059
−HK$3,190/mo
Today · 4.125%
HK$107,249
baseline
▲ 0.50% · 4.625%
HK$113,774
+HK$6,525/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$214,498/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,272
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$115,284
−HK$3,054/mo
Today · 4.125%
HK$118,338
baseline
▲ 0.50% · 4.625%
HK$124,576
+HK$6,238/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$236,676/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,044,985 · Scale 2, in force from 26 Feb 2026)