LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,070
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,814
−HK$1,772/mo
Today · 4.125%
HK$59,586
baseline
▲ 0.50% · 4.625%
HK$63,212
+HK$3,626/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$119,172/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,045,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,377
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,050
−HK$1,697/mo
Today · 4.125%
HK$65,747
baseline
▲ 0.50% · 4.625%
HK$69,213
+HK$3,466/mo
Deposit HK$12.29M · loan HK$12.29M · min. income ≈ HK$131,494/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,045,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,284
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,377
−HK$2,126/mo
Today · 4.125%
HK$71,503
baseline
▲ 0.50% · 4.625%
HK$75,854
+HK$4,351/mo
Deposit HK$9.84M · loan HK$14.75M · min. income ≈ HK$143,006/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,045,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,853
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,860
−HK$2,037/mo
Today · 4.125%
HK$78,897
baseline
▲ 0.50% · 4.625%
HK$83,056
+HK$4,159/mo
Deposit HK$9.84M · loan HK$14.75M · min. income ≈ HK$157,794/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,045,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,498
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,940
−HK$2,481/mo
Today · 4.125%
HK$83,421
baseline
▲ 0.50% · 4.625%
HK$88,497
+HK$5,076/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$166,842/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,045,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,328
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,670
−HK$2,376/mo
Today · 4.125%
HK$92,046
baseline
▲ 0.50% · 4.625%
HK$96,898
+HK$4,852/mo
Deposit HK$7.38M · loan HK$17.21M · min. income ≈ HK$184,092/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,045,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,926
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,065
−HK$3,190/mo
Today · 4.125%
HK$107,255
baseline
▲ 0.50% · 4.625%
HK$113,781
+HK$6,526/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$214,510/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,045,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,279
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$115,291
−HK$3,054/mo
Today · 4.125%
HK$118,345
baseline
▲ 0.50% · 4.625%
HK$124,584
+HK$6,239/mo
Deposit HK$2.46M · loan HK$22.13M · min. income ≈ HK$236,690/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,045,048 · Scale 2, in force from 26 Feb 2026)