LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,086
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,830
−HK$1,773/mo
Today · 4.125%
HK$59,603
baseline
▲ 0.50% · 4.625%
HK$63,230
+HK$3,627/mo
Deposit HK$12.30M · loan HK$12.30M · min. income ≈ HK$119,206/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,045,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,395
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,068
−HK$1,698/mo
Today · 4.125%
HK$65,766
baseline
▲ 0.50% · 4.625%
HK$69,233
+HK$3,467/mo
Deposit HK$12.30M · loan HK$12.30M · min. income ≈ HK$131,532/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,045,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,303
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,397
−HK$2,127/mo
Today · 4.125%
HK$71,524
baseline
▲ 0.50% · 4.625%
HK$75,876
+HK$4,352/mo
Deposit HK$9.84M · loan HK$14.76M · min. income ≈ HK$143,048/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,045,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,874
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,882
−HK$2,037/mo
Today · 4.125%
HK$78,919
baseline
▲ 0.50% · 4.625%
HK$83,079
+HK$4,160/mo
Deposit HK$9.84M · loan HK$14.76M · min. income ≈ HK$157,838/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,045,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,520
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,963
−HK$2,481/mo
Today · 4.125%
HK$83,444
baseline
▲ 0.50% · 4.625%
HK$88,522
+HK$5,078/mo
Deposit HK$7.38M · loan HK$17.22M · min. income ≈ HK$166,888/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,045,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,353
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,696
−HK$2,376/mo
Today · 4.125%
HK$92,072
baseline
▲ 0.50% · 4.625%
HK$96,926
+HK$4,854/mo
Deposit HK$7.38M · loan HK$17.22M · min. income ≈ HK$184,144/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,045,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,955
−HK$6,330/mo
▼ 0.25% · 3.875%
HK$104,095
−HK$3,190/mo
Today · 4.125%
HK$107,285
baseline
▲ 0.50% · 4.625%
HK$113,813
+HK$6,528/mo
Deposit HK$2.46M · loan HK$22.14M · min. income ≈ HK$214,570/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,045,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,311
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$115,323
−HK$3,056/mo
Today · 4.125%
HK$118,379
baseline
▲ 0.50% · 4.625%
HK$124,619
+HK$6,240/mo
Deposit HK$2.46M · loan HK$22.14M · min. income ≈ HK$236,758/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$1,045,343 · Scale 2, in force from 26 Feb 2026)