LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,088
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,833
−HK$1,772/mo
Today · 4.125%
HK$59,605
baseline
▲ 0.50% · 4.625%
HK$63,232
+HK$3,627/mo
Deposit HK$12.30M · loan HK$12.30M · min. income ≈ HK$119,210/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,045,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,397
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,071
−HK$1,697/mo
Today · 4.125%
HK$65,768
baseline
▲ 0.50% · 4.625%
HK$69,235
+HK$3,467/mo
Deposit HK$12.30M · loan HK$12.30M · min. income ≈ HK$131,536/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,045,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,305
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,399
−HK$2,127/mo
Today · 4.125%
HK$71,526
baseline
▲ 0.50% · 4.625%
HK$75,878
+HK$4,352/mo
Deposit HK$9.84M · loan HK$14.76M · min. income ≈ HK$143,052/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,045,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,877
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,885
−HK$2,037/mo
Today · 4.125%
HK$78,922
baseline
▲ 0.50% · 4.625%
HK$83,082
+HK$4,160/mo
Deposit HK$9.84M · loan HK$14.76M · min. income ≈ HK$157,844/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,045,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,523
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,966
−HK$2,481/mo
Today · 4.125%
HK$83,447
baseline
▲ 0.50% · 4.625%
HK$88,525
+HK$5,078/mo
Deposit HK$7.38M · loan HK$17.22M · min. income ≈ HK$166,894/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,045,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,356
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,699
−HK$2,377/mo
Today · 4.125%
HK$92,076
baseline
▲ 0.50% · 4.625%
HK$96,929
+HK$4,853/mo
Deposit HK$7.38M · loan HK$17.22M · min. income ≈ HK$184,152/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$1,045,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,958
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$104,099
−HK$3,190/mo
Today · 4.125%
HK$107,289
baseline
▲ 0.50% · 4.625%
HK$113,817
+HK$6,528/mo
Deposit HK$2.46M · loan HK$22.14M · min. income ≈ HK$214,578/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,045,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,315
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$115,327
−HK$3,056/mo
Today · 4.125%
HK$118,383
baseline
▲ 0.50% · 4.625%
HK$124,623
+HK$6,240/mo
Deposit HK$2.46M · loan HK$22.14M · min. income ≈ HK$236,766/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,045,380 · Scale 2, in force from 26 Feb 2026)