LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,095
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,840
−HK$1,773/mo
Today · 4.125%
HK$59,613
baseline
▲ 0.50% · 4.625%
HK$63,240
+HK$3,627/mo
Deposit HK$12.30M · loan HK$12.30M · min. income ≈ HK$119,226/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,045,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,405
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,079
−HK$1,698/mo
Today · 4.125%
HK$65,777
baseline
▲ 0.50% · 4.625%
HK$69,244
+HK$3,467/mo
Deposit HK$12.30M · loan HK$12.30M · min. income ≈ HK$131,554/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,045,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,314
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,408
−HK$2,127/mo
Today · 4.125%
HK$71,535
baseline
▲ 0.50% · 4.625%
HK$75,888
+HK$4,353/mo
Deposit HK$9.84M · loan HK$14.76M · min. income ≈ HK$143,070/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,045,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,886
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,895
−HK$2,037/mo
Today · 4.125%
HK$78,932
baseline
▲ 0.50% · 4.625%
HK$83,093
+HK$4,161/mo
Deposit HK$9.84M · loan HK$14.76M · min. income ≈ HK$157,864/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,045,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,533
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,976
−HK$2,482/mo
Today · 4.125%
HK$83,458
baseline
▲ 0.50% · 4.625%
HK$88,536
+HK$5,078/mo
Deposit HK$7.38M · loan HK$17.22M · min. income ≈ HK$166,916/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$1,045,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,367
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,710
−HK$2,377/mo
Today · 4.125%
HK$92,087
baseline
▲ 0.50% · 4.625%
HK$96,941
+HK$4,854/mo
Deposit HK$7.38M · loan HK$17.22M · min. income ≈ HK$184,174/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$1,045,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,971
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,112
−HK$3,191/mo
Today · 4.125%
HK$107,303
baseline
▲ 0.50% · 4.625%
HK$113,832
+HK$6,529/mo
Deposit HK$2.46M · loan HK$22.14M · min. income ≈ HK$214,606/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,045,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,329
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,342
−HK$3,056/mo
Today · 4.125%
HK$118,398
baseline
▲ 0.50% · 4.625%
HK$124,639
+HK$6,241/mo
Deposit HK$2.46M · loan HK$22.14M · min. income ≈ HK$236,796/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,045,514 · Scale 2, in force from 26 Feb 2026)