LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,097
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,842
−HK$1,773/mo
Today · 4.125%
HK$59,615
baseline
▲ 0.50% · 4.625%
HK$63,242
+HK$3,627/mo
Deposit HK$12.30M · loan HK$12.30M · min. income ≈ HK$119,230/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,045,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,407
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,081
−HK$1,698/mo
Today · 4.125%
HK$65,779
baseline
▲ 0.50% · 4.625%
HK$69,246
+HK$3,467/mo
Deposit HK$12.30M · loan HK$12.30M · min. income ≈ HK$131,558/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,045,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,316
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,410
−HK$2,128/mo
Today · 4.125%
HK$71,538
baseline
▲ 0.50% · 4.625%
HK$75,890
+HK$4,352/mo
Deposit HK$9.84M · loan HK$14.76M · min. income ≈ HK$143,076/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,045,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,889
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,897
−HK$2,038/mo
Today · 4.125%
HK$78,935
baseline
▲ 0.50% · 4.625%
HK$83,095
+HK$4,160/mo
Deposit HK$9.84M · loan HK$14.76M · min. income ≈ HK$157,870/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,045,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,536
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,979
−HK$2,482/mo
Today · 4.125%
HK$83,461
baseline
▲ 0.50% · 4.625%
HK$88,539
+HK$5,078/mo
Deposit HK$7.38M · loan HK$17.22M · min. income ≈ HK$166,922/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$1,045,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,370
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,713
−HK$2,377/mo
Today · 4.125%
HK$92,090
baseline
▲ 0.50% · 4.625%
HK$96,945
+HK$4,855/mo
Deposit HK$7.38M · loan HK$17.22M · min. income ≈ HK$184,180/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$1,045,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,974
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,115
−HK$3,191/mo
Today · 4.125%
HK$107,306
baseline
▲ 0.50% · 4.625%
HK$113,836
+HK$6,530/mo
Deposit HK$2.46M · loan HK$22.14M · min. income ≈ HK$214,612/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,045,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,333
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,346
−HK$3,056/mo
Today · 4.125%
HK$118,402
baseline
▲ 0.50% · 4.625%
HK$124,643
+HK$6,241/mo
Deposit HK$2.46M · loan HK$22.14M · min. income ≈ HK$236,804/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,045,548 · Scale 2, in force from 26 Feb 2026)