LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,152
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,898
−HK$1,775/mo
Today · 4.125%
HK$59,673
baseline
▲ 0.50% · 4.625%
HK$63,304
+HK$3,631/mo
Deposit HK$12.31M · loan HK$12.31M · min. income ≈ HK$119,346/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,046,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,468
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,144
−HK$1,699/mo
Today · 4.125%
HK$65,843
baseline
▲ 0.50% · 4.625%
HK$69,314
+HK$3,471/mo
Deposit HK$12.31M · loan HK$12.31M · min. income ≈ HK$131,686/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,046,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,382
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,478
−HK$2,130/mo
Today · 4.125%
HK$71,608
baseline
▲ 0.50% · 4.625%
HK$75,965
+HK$4,357/mo
Deposit HK$9.85M · loan HK$14.78M · min. income ≈ HK$143,216/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,046,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,962
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,972
−HK$2,040/mo
Today · 4.125%
HK$79,012
baseline
▲ 0.50% · 4.625%
HK$83,177
+HK$4,165/mo
Deposit HK$9.85M · loan HK$14.78M · min. income ≈ HK$158,024/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,046,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,613
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,058
−HK$2,484/mo
Today · 4.125%
HK$83,542
baseline
▲ 0.50% · 4.625%
HK$88,626
+HK$5,084/mo
Deposit HK$7.39M · loan HK$17.24M · min. income ≈ HK$167,084/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$1,046,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,456
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,801
−HK$2,380/mo
Today · 4.125%
HK$92,181
baseline
▲ 0.50% · 4.625%
HK$97,040
+HK$4,859/mo
Deposit HK$7.39M · loan HK$17.24M · min. income ≈ HK$184,362/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$1,046,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,073
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$104,217
−HK$3,194/mo
Today · 4.125%
HK$107,411
baseline
▲ 0.50% · 4.625%
HK$113,947
+HK$6,536/mo
Deposit HK$2.46M · loan HK$22.16M · min. income ≈ HK$214,822/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,046,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,443
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,459
−HK$3,059/mo
Today · 4.125%
HK$118,518
baseline
▲ 0.50% · 4.625%
HK$124,765
+HK$6,247/mo
Deposit HK$2.46M · loan HK$22.16M · min. income ≈ HK$237,036/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,046,573 · Scale 2, in force from 26 Feb 2026)