LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,158
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,905
−HK$1,774/mo
Today · 4.125%
HK$59,679
baseline
▲ 0.50% · 4.625%
HK$63,311
+HK$3,632/mo
Deposit HK$12.31M · loan HK$12.31M · min. income ≈ HK$119,358/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,046,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,475
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,150
−HK$1,700/mo
Today · 4.125%
HK$65,850
baseline
▲ 0.50% · 4.625%
HK$69,321
+HK$3,471/mo
Deposit HK$12.31M · loan HK$12.31M · min. income ≈ HK$131,700/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,046,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,389
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,485
−HK$2,130/mo
Today · 4.125%
HK$71,615
baseline
▲ 0.50% · 4.625%
HK$75,973
+HK$4,358/mo
Deposit HK$9.85M · loan HK$14.78M · min. income ≈ HK$143,230/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,046,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,970
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,980
−HK$2,040/mo
Today · 4.125%
HK$79,020
baseline
▲ 0.50% · 4.625%
HK$83,185
+HK$4,165/mo
Deposit HK$9.85M · loan HK$14.78M · min. income ≈ HK$158,040/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,046,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,621
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,066
−HK$2,485/mo
Today · 4.125%
HK$83,551
baseline
▲ 0.50% · 4.625%
HK$88,635
+HK$5,084/mo
Deposit HK$7.39M · loan HK$17.24M · min. income ≈ HK$167,102/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,046,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,465
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,811
−HK$2,379/mo
Today · 4.125%
HK$92,190
baseline
▲ 0.50% · 4.625%
HK$97,050
+HK$4,860/mo
Deposit HK$7.39M · loan HK$17.24M · min. income ≈ HK$184,380/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,046,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,084
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,228
−HK$3,195/mo
Today · 4.125%
HK$107,423
baseline
▲ 0.50% · 4.625%
HK$113,959
+HK$6,536/mo
Deposit HK$2.46M · loan HK$22.17M · min. income ≈ HK$214,846/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,046,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,455
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,471
−HK$3,059/mo
Today · 4.125%
HK$118,530
baseline
▲ 0.50% · 4.625%
HK$124,778
+HK$6,248/mo
Deposit HK$2.46M · loan HK$22.17M · min. income ≈ HK$237,060/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,046,682 · Scale 2, in force from 26 Feb 2026)