LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,167
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,914
−HK$1,775/mo
Today · 4.125%
HK$59,689
baseline
▲ 0.50% · 4.625%
HK$63,321
+HK$3,632/mo
Deposit HK$12.32M · loan HK$12.32M · min. income ≈ HK$119,378/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,046,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,485
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,161
−HK$1,700/mo
Today · 4.125%
HK$65,861
baseline
▲ 0.50% · 4.625%
HK$69,333
+HK$3,472/mo
Deposit HK$12.32M · loan HK$12.32M · min. income ≈ HK$131,722/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,046,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,401
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,497
−HK$2,130/mo
Today · 4.125%
HK$71,627
baseline
▲ 0.50% · 4.625%
HK$75,985
+HK$4,358/mo
Deposit HK$9.85M · loan HK$14.78M · min. income ≈ HK$143,254/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,046,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,982
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,993
−HK$2,040/mo
Today · 4.125%
HK$79,033
baseline
▲ 0.50% · 4.625%
HK$83,199
+HK$4,166/mo
Deposit HK$9.85M · loan HK$14.78M · min. income ≈ HK$158,066/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,046,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,634
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,080
−HK$2,485/mo
Today · 4.125%
HK$83,565
baseline
▲ 0.50% · 4.625%
HK$88,650
+HK$5,085/mo
Deposit HK$7.39M · loan HK$17.24M · min. income ≈ HK$167,130/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,046,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,479
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,826
−HK$2,380/mo
Today · 4.125%
HK$92,206
baseline
▲ 0.50% · 4.625%
HK$97,066
+HK$4,860/mo
Deposit HK$7.39M · loan HK$17.24M · min. income ≈ HK$184,412/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,046,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,101
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$104,246
−HK$3,195/mo
Today · 4.125%
HK$107,441
baseline
▲ 0.50% · 4.625%
HK$113,978
+HK$6,537/mo
Deposit HK$2.46M · loan HK$22.17M · min. income ≈ HK$214,882/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,046,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,474
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$115,490
−HK$3,060/mo
Today · 4.125%
HK$118,550
baseline
▲ 0.50% · 4.625%
HK$124,799
+HK$6,249/mo
Deposit HK$2.46M · loan HK$22.17M · min. income ≈ HK$237,100/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,046,857 · Scale 2, in force from 26 Feb 2026)