LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,178
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,925
−HK$1,775/mo
Today · 4.125%
HK$59,700
baseline
▲ 0.50% · 4.625%
HK$63,333
+HK$3,633/mo
Deposit HK$12.32M · loan HK$12.32M · min. income ≈ HK$119,400/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,497
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,173
−HK$1,701/mo
Today · 4.125%
HK$65,874
baseline
▲ 0.50% · 4.625%
HK$69,346
+HK$3,472/mo
Deposit HK$12.32M · loan HK$12.32M · min. income ≈ HK$131,748/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,413
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,510
−HK$2,130/mo
Today · 4.125%
HK$71,640
baseline
▲ 0.50% · 4.625%
HK$76,000
+HK$4,360/mo
Deposit HK$9.85M · loan HK$14.78M · min. income ≈ HK$143,280/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,047,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,996
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,008
−HK$2,040/mo
Today · 4.125%
HK$79,048
baseline
▲ 0.50% · 4.625%
HK$83,215
+HK$4,167/mo
Deposit HK$9.85M · loan HK$14.78M · min. income ≈ HK$158,096/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,047,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,649
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,095
−HK$2,486/mo
Today · 4.125%
HK$83,581
baseline
▲ 0.50% · 4.625%
HK$88,666
+HK$5,085/mo
Deposit HK$7.39M · loan HK$17.25M · min. income ≈ HK$167,162/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,496
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,842
−HK$2,381/mo
Today · 4.125%
HK$92,223
baseline
▲ 0.50% · 4.625%
HK$97,084
+HK$4,861/mo
Deposit HK$7.39M · loan HK$17.25M · min. income ≈ HK$184,446/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,120
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$104,265
−HK$3,196/mo
Today · 4.125%
HK$107,461
baseline
▲ 0.50% · 4.625%
HK$113,999
+HK$6,538/mo
Deposit HK$2.46M · loan HK$22.17M · min. income ≈ HK$214,922/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,495
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$115,512
−HK$3,060/mo
Today · 4.125%
HK$118,572
baseline
▲ 0.50% · 4.625%
HK$124,822
+HK$6,250/mo
Deposit HK$2.46M · loan HK$22.17M · min. income ≈ HK$237,144/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,052 · Scale 2, in force from 26 Feb 2026)