LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,180
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,928
−HK$1,775/mo
Today · 4.125%
HK$59,703
baseline
▲ 0.50% · 4.625%
HK$63,336
+HK$3,633/mo
Deposit HK$12.32M · loan HK$12.32M · min. income ≈ HK$119,406/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,500
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,176
−HK$1,701/mo
Today · 4.125%
HK$65,877
baseline
▲ 0.50% · 4.625%
HK$69,349
+HK$3,472/mo
Deposit HK$12.32M · loan HK$12.32M · min. income ≈ HK$131,754/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,416
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,513
−HK$2,131/mo
Today · 4.125%
HK$71,644
baseline
▲ 0.50% · 4.625%
HK$76,003
+HK$4,359/mo
Deposit HK$9.86M · loan HK$14.78M · min. income ≈ HK$143,288/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,047,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,000
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,011
−HK$2,041/mo
Today · 4.125%
HK$79,052
baseline
▲ 0.50% · 4.625%
HK$83,219
+HK$4,167/mo
Deposit HK$9.86M · loan HK$14.78M · min. income ≈ HK$158,104/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,047,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,652
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,099
−HK$2,485/mo
Today · 4.125%
HK$83,584
baseline
▲ 0.50% · 4.625%
HK$88,670
+HK$5,086/mo
Deposit HK$7.39M · loan HK$17.25M · min. income ≈ HK$167,168/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,500
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,847
−HK$2,380/mo
Today · 4.125%
HK$92,227
baseline
▲ 0.50% · 4.625%
HK$97,089
+HK$4,862/mo
Deposit HK$7.39M · loan HK$17.25M · min. income ≈ HK$184,454/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,124
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,270
−HK$3,196/mo
Today · 4.125%
HK$107,466
baseline
▲ 0.50% · 4.625%
HK$114,005
+HK$6,539/mo
Deposit HK$2.46M · loan HK$22.17M · min. income ≈ HK$214,932/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,500
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$115,517
−HK$3,061/mo
Today · 4.125%
HK$118,578
baseline
▲ 0.50% · 4.625%
HK$124,828
+HK$6,250/mo
Deposit HK$2.46M · loan HK$22.17M · min. income ≈ HK$237,156/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,101 · Scale 2, in force from 26 Feb 2026)