LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,194
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,942
−HK$1,776/mo
Today · 4.125%
HK$59,718
baseline
▲ 0.50% · 4.625%
HK$63,351
+HK$3,633/mo
Deposit HK$12.32M · loan HK$12.32M · min. income ≈ HK$119,436/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,515
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,192
−HK$1,701/mo
Today · 4.125%
HK$65,893
baseline
▲ 0.50% · 4.625%
HK$69,366
+HK$3,473/mo
Deposit HK$12.32M · loan HK$12.32M · min. income ≈ HK$131,786/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,433
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,530
−HK$2,131/mo
Today · 4.125%
HK$71,661
baseline
▲ 0.50% · 4.625%
HK$76,022
+HK$4,361/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$143,322/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,047,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,018
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,030
−HK$2,041/mo
Today · 4.125%
HK$79,071
baseline
▲ 0.50% · 4.625%
HK$83,239
+HK$4,168/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$158,142/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,047,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,671
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,119
−HK$2,486/mo
Today · 4.125%
HK$83,605
baseline
▲ 0.50% · 4.625%
HK$88,692
+HK$5,087/mo
Deposit HK$7.39M · loan HK$17.25M · min. income ≈ HK$167,210/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,521
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,868
−HK$2,382/mo
Today · 4.125%
HK$92,250
baseline
▲ 0.50% · 4.625%
HK$97,112
+HK$4,862/mo
Deposit HK$7.39M · loan HK$17.25M · min. income ≈ HK$184,500/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,149
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,295
−HK$3,197/mo
Today · 4.125%
HK$107,492
baseline
▲ 0.50% · 4.625%
HK$114,033
+HK$6,541/mo
Deposit HK$2.46M · loan HK$22.18M · min. income ≈ HK$214,984/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,527
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$115,545
−HK$3,062/mo
Today · 4.125%
HK$118,607
baseline
▲ 0.50% · 4.625%
HK$124,859
+HK$6,252/mo
Deposit HK$2.46M · loan HK$22.18M · min. income ≈ HK$237,214/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,357 · Scale 2, in force from 26 Feb 2026)