LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,211
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,960
−HK$1,776/mo
Today · 4.125%
HK$59,736
baseline
▲ 0.50% · 4.625%
HK$63,371
+HK$3,635/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$119,472/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,535
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,212
−HK$1,701/mo
Today · 4.125%
HK$65,913
baseline
▲ 0.50% · 4.625%
HK$69,388
+HK$3,475/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$131,826/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,454
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,552
−HK$2,132/mo
Today · 4.125%
HK$71,684
baseline
▲ 0.50% · 4.625%
HK$76,045
+HK$4,361/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$143,368/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,047,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,042
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,054
−HK$2,042/mo
Today · 4.125%
HK$79,096
baseline
▲ 0.50% · 4.625%
HK$83,265
+HK$4,169/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$158,192/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,047,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,696
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,144
−HK$2,487/mo
Today · 4.125%
HK$83,631
baseline
▲ 0.50% · 4.625%
HK$88,720
+HK$5,089/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$167,262/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,549
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,897
−HK$2,381/mo
Today · 4.125%
HK$92,278
baseline
▲ 0.50% · 4.625%
HK$97,143
+HK$4,865/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$184,556/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,181
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$104,328
−HK$3,197/mo
Today · 4.125%
HK$107,525
baseline
▲ 0.50% · 4.625%
HK$114,068
+HK$6,543/mo
Deposit HK$2.47M · loan HK$22.19M · min. income ≈ HK$215,050/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,562
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,581
−HK$3,063/mo
Today · 4.125%
HK$118,644
baseline
▲ 0.50% · 4.625%
HK$124,898
+HK$6,254/mo
Deposit HK$2.47M · loan HK$22.19M · min. income ≈ HK$237,288/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,684 · Scale 2, in force from 26 Feb 2026)