LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,214
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,963
−HK$1,777/mo
Today · 4.125%
HK$59,740
baseline
▲ 0.50% · 4.625%
HK$63,375
+HK$3,635/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$119,480/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,538
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,215
−HK$1,702/mo
Today · 4.125%
HK$65,917
baseline
▲ 0.50% · 4.625%
HK$69,391
+HK$3,474/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$131,834/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,457
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,556
−HK$2,132/mo
Today · 4.125%
HK$71,688
baseline
▲ 0.50% · 4.625%
HK$76,050
+HK$4,362/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$143,376/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,047,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,046
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,058
−HK$2,042/mo
Today · 4.125%
HK$79,100
baseline
▲ 0.50% · 4.625%
HK$83,270
+HK$4,170/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$158,200/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,047,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,700
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,148
−HK$2,487/mo
Today · 4.125%
HK$83,635
baseline
▲ 0.50% · 4.625%
HK$88,725
+HK$5,090/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$167,270/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,553
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,901
−HK$2,383/mo
Today · 4.125%
HK$92,284
baseline
▲ 0.50% · 4.625%
HK$97,148
+HK$4,864/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$184,568/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,186
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$104,334
−HK$3,197/mo
Today · 4.125%
HK$107,531
baseline
▲ 0.50% · 4.625%
HK$114,074
+HK$6,543/mo
Deposit HK$2.47M · loan HK$22.19M · min. income ≈ HK$215,062/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,569
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$115,588
−HK$3,062/mo
Today · 4.125%
HK$118,650
baseline
▲ 0.50% · 4.625%
HK$124,904
+HK$6,254/mo
Deposit HK$2.47M · loan HK$22.19M · min. income ≈ HK$237,300/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,740 · Scale 2, in force from 26 Feb 2026)